Story Behind The Song
A song of our modern times, Heartless Bank shows how one man's life was adversely impacted by teaser interest rates.
I think we need to be reminded, how many people were mislead, and this is just one example. The man's wife in the song, divorces him when the Bank throws him out of their home. 15 years of marital bliss, gone down the drain, along with their equity!
Song Description
A man's wife divorces him, because he lost his house to the Heartless Bank. The Bank continues to refuse to negotiate his mortgage to lower interest rates. He like many, felt mislead, and unable to handle the higher mortgage, when the teaser rates expired.
| Song Length |
3:07 |
Genre |
Country - Traditional |
| Tempo |
Medium (111 - 130) |
Lead Vocal |
Male Vocal |
| Mood |
Moving, Poignant |
Subject |
Sadness, Failure |
| Language |
English |
Era |
2000 and later |
Lyrics
HEARTLESS BANK
VERSE ONE
THEY TOOK MORE THAN HIS HOME AND KEY, THEY LEFT HIM WITH NO DIGNITY CAUSE HE WAS MISLEAD, AND HE COULDN'T KNOW,
HIS INTEREST RATES WOULDN'T STAY LOW.
THE WIFE HE LOVED FOR FIFTEEN YEARS, RETURNED TO SINGLE
LIFE IN TEARS CAUSE SHE WAS DISTRAUGHT, AND IT WAS A SHAME,
SHE ONLY CHOSE HIM TO BLAME!
CHORUS
HEARTLESS BANK A SYMPTOM OF, MODERN TIMES THEY DON'T KNOW LOVE, MONEY RULES THEIR PLAN, THEY DON'T CARE FOR THIS MAN.
HE BOUGHT A HOUSE THE LIE WAS FREE, AMERICAN DREAM'S A FALLACY CAUSE HE WAS MISLEAD, AND HE COULDN'T KNOW,
HIS INTEREST RATES WOULDN'T STAY LOW.
AND NOW HIS LIFE BECAUSE THE BANK, GAVE A LOAN THEY KNEW WOULD TANK, MADE HIM LOSE HIS SPOUSE, BUT WORSE HE LOST HIS HOUSE. THE BANK REGECTED EVERY PLAN, TO LOWER RATES AND SAVE THIS MAN CAUSE HE WAS MISLEAD, AND HE COULDN'T KNOW, HIS INTEREST RATES WOULDN'T STAY LOW.
INSTRUMENTAL
CHORUS
HEARTLESS BANK A SYMPTOM OF, MODERN TIMES THEY DON'T KNOW LOVE, MONEY RULES THEIR PLAN, THEY DON'T CARE FOR THIS MAN.
HE BOUGHT A HOUSE THE LIE WAS FREE, AMERICAN DREAM'S A FALLACY CAUSE HE WAS MISLEAD, AND HE COULDN'T KNOW,HIS INTEREST RATES WOULDN'T STAY LOW.
YEAH HEARTLESS BANK A SYMPTOM OF, MODERN TIMES THEY DON'T KNOW LOVE, MONEY RULES THEIR PLAN, THEY DON'T CARE FOR THIS MAN. HE BOUGHT A HOUSE THE LIE WAS FREE, AMERICAN DREAM'S A FALLACY CAUSE HE WAS MISLEAD, AND HE COULDN'T KNOW, HIS INTEREST RATES WOULDN'T STAY LOW. CAUSE HE WAS MISLEAD, AND HE COULDN'T KNOW, HIS INTEREST RATES WOULDN'T STAY LOW!